Simply Credit Help – Debt and Bad Credit Improvement Advice
Agent Page


Agent Page


Agent Page


Agent Page


My Posts/Listings

Differences Between Loan Defaulting, Insolvency and Bankruptcy

By Phin Upham When someone is unable or unwilling to repay their loan, the courts may step in to enforce some form of repayment. A loan is a legal contract between two parties. It outlines the responsibilities that the borrower has to repay his loan, including the interest rate that the lender is allowed to charge. Breaching that contract turns the matter into a legal battle. Defaults When an individual... [Read more]

Phin Upham speaks at Global Conference about The Future of FinTech

By Phin Upham Phin Upham was joined by a panel of financial experts from various capital groups and banks to discuss the future of financial tech. The current climate isn’t sustainable. Big banks are servicing the equivalent of 40-60% of the population, which ignores a large chunk of people that could potentially join the middle class. There are several challenges that make adapting to this climate... [Read more]

Safer ways to use a credit card

Credit card data breaches are reported almost every day and more specifically we have experienced increased activity within the last year. As a result more card issuers, banks and others are looking to improve card safety and we as consumers can also take several steps to protect ourselves. Europeans have been using chip imbedded credit cards for few years now. Most banks in the United States are... [Read more]

The Commodity of Culture

By Phineas Upham We don’t often think of culture as a commodity, but it influences many of our choices in modern life. The place we live, what we have access to and what those elements influence us to do all play a role in the culture of a particular group. It’s easy to view consumerism as something negative. For some, third-world countries that do not rely on products and services to sustain themselves... [Read more]

How Money Lending Shaped the Middle Ages

By Phineas Upham The Dark and Middle Ages were complicated moments in human history, especially for the practice of usury. On the surface, the Church was staunchly opposed to money lending because of moral overtones from the Bible. For a time, the Church permitted Jewish moneylenders to exist in various courts to facilitate the lending of large sums of money, but when the economy was in a down swing... [Read more]

What First-Time Home Buyers Learn By Themselves

Statistics show that people are waiting until later in life to get married, and that puts marriage and home buying right alongside each other. Most people tend to find stable careers later in life, and thirties seem to be the new norm for starting a family. The flip side is that there is a lot of growing up to do in a very short time span. There are things first-time home-buyers easily get misled by,... [Read more]

What affects your credit rating?

We all know that credit cards generally affect your credit score which is measured as FICO. But do you know to what extent your credit cards affect your credit rating? Without a credit card, it may be difficult to start a credit history. But having a credit card could lead to multiple cards sooner than you think. Having multiple cards may produce the same result of having a credit card when it... [Read more]

How to Address a Foreclosure

If you’ve ever been on the receiving side of a delinquent notice, you know the overwhelming feeling to shut down and ignore the world around you. Inability to make one’s bills is one of the most difficult side-effects of this downswing in the economy. The reality is that job loss and wage stagnation is occurring across the board, so know that you’re not alone! The problem isn’t going... [Read more]

Listing Requirements for the NASDAQ

Written by Phineas Upham The NASDAQ is a major stock exchange. As such, it relies on the reputability of the companies it trades in order to remain legitimate. NASDAQ companies tend to have a solid corporate background, and top-notch management. NASDAQ maintains three basic rules for joining the exchange, and companies must meet at least one of them. All companies must have a minimum of 1,250,000 shares... [Read more]

The History of Groupon

This article was written by Samuel Phineas Upham Groupon is a daily-deal website that has been both universally praised and scorned for its dealings. The idea began in 2006, when Andrew Mason was attempting to get out of a cell phone contract. At the time, Mason was working on his venture “The Point.” He was headed toward failure and scrambling to cut costs and salvage what he could from the business. The... [Read more]

« Previous PageNext Page »